Comments for The Missing Linc

Comment on Getting the ‘Right People on the Bus’ Means Throwing Big Banks Off by Chuck Doyle

Chuck Doyle — Wed, 04 Jan 2012 20:37:31 +0000

By the way that 37 million asset bank is in excess of $600,000,000 today…Our name is TEXAS FIRST BANK and of the bankers in the 1991 USA Special Report, I am the only one still Chairman of the Board of my bank.

Happy New Year

Comment on Getting the ‘Right People on the Bus’ Means Throwing Big Banks Off by Chuck Doyle

Chuck Doyle — Wed, 04 Jan 2012 20:32:40 +0000

Congrats to Robert H. Smith and Cam Fine! Your are correct about the growing frustrations amoung community bankers in America. We have seen these frustrations growing for more than 20 years….I refer you to a Special Report: BANKERS WITH INFLUENCE in USA TODAY dated Wednesday May 29, 1991

The article featured Citicorp NY John Reed, Wells Fargo Carl Richardt, Wachovia John Medlin Jr., Banc One Corp. John McCoy and one small banker Chuck Doyle…my bank had 37 million in assets at the time and the lead wa “KEEP US SEPARATE”

It has taken a National disaster on Wall Street to finally convience the world that “too big to fail” exists and that our country needs a “bifurcated banking system” with regulation for large and for small institutions that are custom made! “KEEP US SEPARATE!”

Comment on Getting the ‘Right People on the Bus’ Means Throwing Big Banks Off by Tim Teske

Tim Teske — Wed, 04 Jan 2012 16:52:47 +0000

Yes Yes Yes!!! This must be the central focus. Draw the line clearly and then lobby to break up TBTF banks. This will end the uneeded regulatory BS on community banks and return Free Market Capitalism to clarity. We must not allow fear mongering to stop this initiative.
My personal views only, not an official view and may not represent my orgainzation as a whole with respect to a formal statement about the subject matter.

Comment on Bank of America’s $5.00 Durbin Fee by Lawson Allen

Lawson Allen — Fri, 14 Oct 2011 20:43:54 +0000

I guess we get in trouble calling our President a Socialist, but if it walks like a duck………..!

Comment on Time To Stop Over Regulating the Innocent by daan johnson

daan johnson — Tue, 16 Aug 2011 18:40:16 +0000

Chris, I just mailed Rep. John Carter about this very thing, I hope Lloyd Dogggett is getting the message as well, although he loves government control. The very people they champion, the consumers, are ultimately the ones getting hurt. This is the last thing this economy needs. Keep up the good work.
Dan Johnson

Comment on Time To Stop Over Regulating the Innocent by Jim Barlow

Jim Barlow — Tue, 16 Aug 2011 15:23:49 +0000

The taking of the Banking and Financial Industry by the Federal Government that we have experienced is beyond belief. Their shotgun attack has harmed more innocents than culprits and brought down the ecomony with it. We are truly working in an industry where the inmates are running the asylum.

Comment on The Media’s Brand New Love Affair by Lawson Allen

Lawson Allen — Tue, 16 Aug 2011 14:47:26 +0000

Great response, Shannon. News reporting isn’t what it used to be.

Comment on Time To Stop Over Regulating the Innocent by Jon Drake

Jon Drake — Tue, 16 Aug 2011 13:20:48 +0000

Well written and articulated as always Chris!

Lending will increase when:
1. there is reasonable expectation of repayment (by both bank and borrower)
2. assurance of collateral values (by both bank and borrower) and
3. a healthy economic environment for people to prosper and banks to lend into.

Comment on The Certainty of Uncertainty by Mark W. Dinkins

Mark W. Dinkins — Thu, 13 Jan 2011 16:04:35 +0000

Chris –

I am with PrimeLending a national mortgage platform – which is a wholly owned subsidiary of PlainsCapital Bank. We are IBAT members and associate members respectively. I concur with your commentary regarding the need for community bankers to focus on core competencies versus having to add resources to deal with ever increasing regulatory compliance requirements. PrimeLending has a secondary market mortgage partnership program aimed precisely at permitting community bankers to outsource compliance and secondary mkt risk management to our company – in order to facilitate their focusing on their community clients in providing fixed rate residential financing. I will forward under separate email – a two page summary of the concept. We would love the opportunity to provide discussion on the topic at an appropriate IBAT venue – your feedback welcomed. We have observed that a great many bankers are overwhelmed with the current secondary market slate of requirements – we believe we offer a valuable solution

Thanks
Mark W.Dinkins
VP Strategic Business Alliances
PrimeLending,a PlainsCapital Company
Dallas, TX
Direct: 972-713-3809

Comment on A House Divided by Keith Clark

Keith Clark — Mon, 30 Aug 2010 14:51:13 +0000

Chris,
You are right on track. You and IBAT are doing a great job. Keep it up.